Most processors make you fill out the same application five times while a sales rep guesses at your rates. We run it once, properly, with the bank that will actually say yes.
The rail below is the actual sequence — no hidden steps, no "we'll get back to you." You can start at the call or start at the form; both end in the same place.
A real underwriter — not a sales script. We tell you on the call if we can place you, and at roughly what rate.
You fill it once. We package it for the acquiring bank most likely to approve your specific vertical and history.
Real files, real humans. Terminated before? MATCH-listed? That changes the routing, not the outcome.
Gateway keys, terminal, or invoicing — set up and processing, with next-day funding on most accounts.
Most processors hide their margin inside a "simple" rate. We price interchange-plus and show you the split — because you can't negotiate what you can't see.
Interchange — set by Visa/Mastercard, identical for every processor.
Our stated margin. It's on every statement.
15-minute underwriting call, then the 10-minute form. Documents uploaded to the secure link.
Your file is packaged and placed with the right acquiring bank. Questions come to us, not you.
MID issued, gateway keys or terminal configured. First transactions same day.
T+1 settlement lands. Your dashboard shows interchange and margin as separate lines.
