Banks don't decline CBD because of the plant — they decline it because underwriters can't verify what's in the bottle. A current COA batched to your SKUs, a checkout that matches your labels, and a hemp-friendly sponsor bank close that gap. We package all three.
Typically 3.5–4.5% effective at hemp-appetite banks. Ingestibles price higher than topicals — that's the bank, not us.
Third-party COAs per SKU batch (≤0.3% Δ9-THC), supplier agreement, and label images. Have them and you clear in days.
Stripe, Square, and PayPal all restrict or ban CBD. That ban is policy, not law — which is exactly the gap we place into.